Become a Member

Extending membership benefits to the community

Horizons FCU’s Field of Membership (FOM) includes any person who lives, works, worships, or attends school in, and businesses and other legal entities located in, Broome County, NY.

Becoming a member is easy! Simply stop in one of our conveniently located branches with your photo ID, proof of your current address, and $6.00. ($5.00 for savings account deposit and a $1.00 membership fee)

The benefits of Horizons Federal Credit Union Membership include, but are not limited to:

On October 1, 2021, our operating systems will begin to merge. You will not be able to access your Horizons accounts online at the close of business Thursday, September 30, 2021 while we complete the system merge. All branches, including the Binghamton Main Street Branch, will be closed Friday, October 1, 2021 and Saturday, October 2, 2021. Beginning Monday, October 4, 2021 you will be able to register to access your account online and/or at any current branch location, as well as the Johnson City branch located at 760 Harry L Drive in Johnson City. Once registered, you can enjoy all the online benefits of Empower Federal Credit Union membership.