HORIZONS @ HOME CLICK AND PAY

Become a Member

Extending membership benefits to the community

Horizons FCU’s Field of Membership (FOM) includes any person who lives, works, worships, or attends school in, and businesses and other legal entities located in, Broome County, NY.

Becoming a member is easy! Simply stop in one of our conveniently located branches with your photo ID, proof of your current address, and $6.00. ($5.00 for savings account deposit and a $1.00 membership fee)

The benefits of Horizons Federal Credit Union Membership include, but are not limited to:

SAVINGS
SAVINGS
  • Savings accounts
  • Savings certificates
  • Club accounts
  • Money Market accounts
  • IRA Savings and Certificates
FREE CHECKING
FREE CHECKING
  • No per-check or monthly fees
  • No minimum balance
  • Carbon copies of each check written
  • Detailed monthly statement
  • Overdraft protection available
LOANS
LOANS
  • New and used car loans
  • RV loans including boats and motorcycles
  • First Mortgages
  • Various home equity loan products
  • Personal Loans
  • Tax Advantage loans
  • Line of credit/overdraft protection
  • Secured loans – by savings or certificate
  • VISA – No annual fee/25 grace days
OTHER SERVICES
OTHER SERVICES
  • Direct deposit
  • Payroll deductions
  • Low cost travelers checks
  • Telephone Teller System – 24 hour account access via telephone
  • Horizons @ Home – secured online account access
  • Pre-Approval on loans
  • Notary services
  • Money orders
  • Accidental death and dismemberment insurance
  • Loan protection insurance
  • Youth oriented programs
  • Shared service center access
  • Access to over 30,000 surcharge-free ATMs nationwide as part of the CO-OP Network
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