We understand that life happens and everyone needs a break sometimes. That’s why we offer Skip-A-Payment on a variety services.
Download and fill out the Skip-A-Payment form. Then bring it in to any of our three local branches to get it finalized.
COVID-19 UPDATE: We will accept a faxed or emailed signed form during our lobby closures.
Skip-A-Payment Rules & Regulations:
COVID-19 UPDATE: Skip A Payment Fee will be waived until further notice. Horizons is currently offering to extend your qualifying loan for up to 90 days/three 30 day extensions. Please call 607-724-5876 Monday through Friday from 8:30 am to 5:00 pm for more details.
- Loan types considered for eligibility are: Signature loans, new and used auto loans, new and used RV loans, home advantage signature and auto loans, savings and certificate secured loans and overdraft protection.
- These loans must be in repayment for at least six months.
- By choosing to skip-a-payment, the loan term as originally disclosed will be extended. Finance charge will continue to accrue during the time between payments. Excluding length of repayment and total interest to be paid, all original disclosures, terms and conditions of the original contract remain in effect.
- The $29.00 fee for Skip-A-Payment that can either be paid in cash or removed from your Horizons FCU account. (Currently waived.)