Share Accounts

Let Horizons help you meet your savings goals

All you need to join is a $5.00 deposit and a $1.00 membership fee. Only a minimum of $5.00 must be maintained for membership at Horizons. This $5.00 is your share in Horizons FCU that gives you voting rights as a member and allows you to enjoy all of the services that our credit union has to offer.

Learn more about our Savings Rates

On October 1, 2021, our operating systems will begin to merge. You will not be able to access your Horizons accounts online at the close of business Thursday, September 30, 2021 while we complete the system merge. All branches, including the Binghamton Main Street Branch, will be closed Friday, October 1, 2021 and Saturday, October 2, 2021. Beginning Monday, October 4, 2021 you will be able to register to access your account online and/or at any current branch location, as well as the Johnson City branch located at 760 Harry L Drive in Johnson City. Once registered, you can enjoy all the online benefits of Empower Federal Credit Union membership.