Get closer to your goals with a Horizons FCU savings account

If you’re looking for a savings, IRA or share certificate with many great features, choose Horizons FCU. The more services you have with us, the more you’ll be rewarded with special offers and discounts.

Horizons FCU offers a variety of savings accounts including:

Regular Savings

Let Horizons help you meet your savings goals


Horizons helps you
retire comfortably

Savings Certificates

Great rates at Horizons
equals great savings

Club Accounts

Open a Club Account
and save for the season!

Learn more about our Savings Rates

On October 1, 2021, our operating systems will begin to merge. You will not be able to access your Horizons accounts online at the close of business Thursday, September 30, 2021 while we complete the system merge. All branches, including the Binghamton Main Street Branch, will be closed Friday, October 1, 2021 and Saturday, October 2, 2021. Beginning Monday, October 4, 2021 you will be able to register to access your account online and/or at any current branch location, as well as the Johnson City branch located at 760 Harry L Drive in Johnson City. Once registered, you can enjoy all the online benefits of Empower Federal Credit Union membership.