RV, Motorcycle & Boat Loans

These loans will help give your family the gift of fun.

Cruise the high seas or the open road with an RV, motorcycle or boat loan from Horizons FCU. Our low rates, flexible terms, and speedy processing make it easy to kick back and relax.

Take the time you need to find the exact RV, motorcycle or boat you want with Horizons’ 30-day pre-approval. You’ll shop with confidence, knowing what you can afford and how to negotiate for the right price.

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Make payments quickly and easily

Direct Loan Payment: Make payments automatically from your Horizons FCU Checking or Savings account. It’s convenient and hassle-free!
Payroll Deduction: Have your payment automatically deducted from your paycheck for safe, easy payment of your loan each month.
Coupon Book: Mail your loan payment to us or drop off your payment at any Horizons FCU branch.

For new or used boats, purchased from a dealer, please include:

Your most recent pay stub (no older than 30 days)
Proof of insurance with a minimum $500 deductible (including the boat trailer, if applicable)
A completed buyer’s order, signed by the sales manager, that includes:

List price and any discount
Description of trade-in including year, make, model, serial number and trade-in allowance
Itemized list of options, including boat trailer

If a rebate is used for the down payment, please include the official receipt from the dealer or manufacturer.

For boats purchased from a private party, please include:

Your most recent pay stub (no older than 30 days)
Proof of insurance with a minimum $500 deductible (including the boat trailer, if applicable)
A notarized contract of sale including a description of the boat, serial number, selling price, and down payment, if required
Boat title (and trailer title, if part of the transaction)
Written “pay-off” statement, if the boat has a lien filed against the title
Inspection certificate for trailer

For a new or used RV or motorcycle purchased from a dealer, please include:

A completed buyer’s order, signed by the sales manager, that includes:
Your most recent pay stub (no older than 30 days)
Proof of insurance with a minimum $500 deductible

Itemized list of options
Description of trade-in including year, make, model, serial number and trade-in allowance
List price and any discount

If a rebate is used for the down payment, please include the official receipt from the dealer or manufacturer.

For an RV or motorcycle purchased from a private party, please include:

Your most recent pay stub (no older than 30 days)
Proof of insurance with a minimum $500 deductible
A notarized contract of sale including a description of the RV or motorcycle, serial number, selling price, and down payment, if required
Vehicle title
Written “pay-off” statement, if the RV or motorcycle has a lien against the title