Horizons Product & Services

At Horizons FCU, we are proud to offer the services that matter most to you. We are always updating our products and services, so be sure to check here often for the latest in what we can do for you!

Horizons FCU offers our members:

Checking Accounts

A checking account with the many great benefits

Savings Accounts

Get closer to your goals with a Horizon’s FCU savings account

Printable Forms

Deposit/Payment Slips and Withdrawal/Transfer slips to download and print.


From home to auto, and everything in between, we have the loan for you

Kids Club

A Kids Club account that entertains and educates

Horizons @ Home

Convenient and safe online access to your Horizons account

ATM Card

The convenience of 24 hour access at ATMs around the country

Click and Pay

Pay your bills online, quickly and easily

Telephone Teller

Check your balances by phone with Telephone Teller

Credit/Debit Cards

Pay for everyday purchases conveniently with Visa credit and MasterCard debit

Discount Programs

As a member of Horizons you’re eligible to save!

Lucky Savers

A Save to Win Program

On October 1, 2021, our operating systems will begin to merge. You will not be able to access your Horizons accounts online at the close of business Thursday, September 30, 2021 while we complete the system merge. All branches, including the Binghamton Main Street Branch, will be closed Friday, October 1, 2021 and Saturday, October 2, 2021. Beginning Monday, October 4, 2021 you will be able to register to access your account online and/or at any current branch location, as well as the Johnson City branch located at 760 Harry L Drive in Johnson City. Once registered, you can enjoy all the online benefits of Empower Federal Credit Union membership.