Horizons @ Home | Online Account Access

Convenient and safe access to your Horizons FCU account

Click below for a Horizons @ Home printable application and brochure.

Access your account online any time with Horizons @ Home!

Horizons @ Home is a safe, secure way to manage your account from anywhere with an internet connection.

To register, download and fill out the above application. Then bring it into one of three local branches. You can also register to use Horizons @ Home by visiting any Horizons location.

With Horizons @ Home you can:

  • View balances, transaction activity, and cleared checks
  • Make transfers, withdrawals, and loan payments

Horizons also offers another level of service – a secure and fee-free alternative to paper statements, called eStatements, which you can sign up for within Horizons @ Home.

Questions? Contact us at (607) 724-5876.

User ID and password requirements:

  • User ID must be between 8-19 characters and contain only letters and/or numbers.
  • Passwords are case sensitive, must be at least 8 characters and contain at least one upper and lowercase letter and one number. (For example: Password1)


Please note: Members using facial recognition or fingerprint login may be required to enter their password when completing transactions for added security.

Please Note: Transfers made via this service are subject to the same Federal Regulation D restrictions as are telephone, automatic and electronic transactions. Savings accounts are limited to a combined total of 6 such transactions per month. Checking account transactions are not limited.

On October 1, 2021, our operating systems will begin to merge. You will not be able to access your Horizons accounts online at the close of business Thursday, September 30, 2021 while we complete the system merge. All branches, including the Binghamton Main Street Branch, will be closed Friday, October 1, 2021 and Saturday, October 2, 2021. Beginning Monday, October 4, 2021 you will be able to register to access your account online and/or at any current branch location, as well as the Johnson City branch located at 760 Harry L Drive in Johnson City. Once registered, you can enjoy all the online benefits of Empower Federal Credit Union membership.