HORIZONS @ HOME CLICK AND PAY

Member Loan Assistance: COVID-19 Pandemic

Horizons is Here for You

During this difficult time, Horizons is adding special Member Loan Assistance programs in order to take the burden off of your finances. If you are struggling financially as a result of COVID-19, we are available to ASSIST you! We are here for you!

PROGRAM TYPE

APPROXIMATE TERM

FIXED APR*- A+ CREDIT**

COMMENTS

Member Assistance Loan

Up to 36 months

2.9%**

$5,000 Maximum Total – First Payment out 90 Days

                                                                                              SPECIAL PROGRAMS

Member Mortgage and HELOC Payment Forbearance for up to 90 days. Call 607-724-5876 Monday through Friday from 8:30 am to 5:00 pm,  or E-mail our Collections or Mortgage departments for details at info@horizonsfcu.com.

*APR= Annual Percentage Rate

**Loan rate is based on credit worthiness and relationship discount. Rate quoted is based on A+ credit rating. Rate subject to change without notice.

Effective Date 3/23/2020

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On October 1, 2021, our operating systems will begin to merge. You will not be able to access your Horizons accounts online at the close of business Thursday, September 30, 2021 while we complete the system merge. All branches, including the Binghamton Main Street Branch, will be closed Friday, October 1, 2021 and Saturday, October 2, 2021. Beginning Monday, October 4, 2021 you will be able to register to access your account online and/or at any current branch location, as well as the Johnson City branch located at 760 Harry L Drive in Johnson City. Once registered, you can enjoy all the online benefits of Empower Federal Credit Union membership.