*APR = Annual Percentage Rate. ** Prime currently 4.00%. Borrow up to 80% of your home’s equity. 15 years financing. No closing costs. Receive free checks to access your line of credit. $199 application fee refunded at time of closing, if approved. Some restrictions apply. More rates and terms available. See a loan officer for complete details. Equal Housing Lender. Rate effective through June 30, 2017.