HORIZONS @ HOME CLICK AND PAY

Auto Loans

Drive off in your dream car with a loan from Horizons FCU

It’s quick and easy to get the new or used vehicle you’ve had your eye on. Our competitive rates and terms make the monthly payments on your car affordable.
APR= Annual Percentage Rate. Rates based on credit worthiness and relationship discounts with Horizons FCU. Current Horizons loans are not eligible. See a member service specialist for complete details. Offer expires June 30, 2016.

LOAN TYPE
Approx. TermNon-Variable APR A+**VARIABLE APR**COMMENTS
Personal** Loan
up to 60 mos6.49%

n/a


$20,000 max. total
(loans + Visa + LOC)
Home Advantage** Loan
up to 84 mos
85 to 120 mos
7.49%
8.49%
n/a
n/a
$15,000 max total; member pays all fees; 100% available equity
New Auto**Loan
(Up to 115% Financing)
24 mos
60 mos
75 mos
84 mos
2.49%
2.89%
3.49%
3.99%
n/a
n/a
n/a
n/a
Model year 2017-new
Used Auto**Loan
(NADA + tax)
48 mos
66 mos
3.79%
3.79%
n/a
n/a
Model year 2012-2016
Model year 2012-2016
up to 60 mos
5.50%
n/a
Model yr 2010-2011
Home Advantage** / Auto Loanup to 66 mos
67 to 72 mos
3.79%
3.79%
n/a
n/a
Passenger vehicles only
New and up to 2 years old
up to 60 mos
61 to 84 mos
85 to 120 mos
4.49%
4.49%
5.49%
n/a
n/a
n/a
Recreational vehicles only
New and up to 2 years old
New RV** Loan
(108% Financing)
(80% LTV Boats, $25,000 cap)
up to 84 mos
85 to 120 mos

4.99%
5.99%
n/a
n/a
Campers, ATVs, Motorcycles
Cycles under $10,000-48mos
Cycles over $10,000-72mos
Used RV** Loan
(NADA + tax)
up to 60 mos
61 to 84 mos
4.99%
4.99%
n/a
n/a
Campers, ATVs, Motorcycles
Cycles under $10,000-48mos
Cycles over $10,000-60mos
Line of Credit (LOC) Overdraft ProtectionOpen End
14.50%
n/a
$5,000 max. if joint checking, both sign LOC app
Savings Secured Loan
up to 120 mos
n/a
n/a
Current rate plus 4.00%
Certificate Secured Loan
up to 120 mosn/a
varies
Current rate plus 4.00%
VISA PLATINUM Credit Card*Revolving
7.90% - 17.90%
n/aNon-variable rate based on credit worthiness
First Mortgage**
Up to 30 years
Yes
n/a
Call for rates
Home Equity LOC
15 years
1.99% (1st 6 months)Prime (80% LTV)Fixed rate for 1st 6 months
After 6 months, variable rate of Prime
Application fee $199, refunded at closing
Home Equity LOC (Prime + .50%)15 years
1.99% (1st 6 months)Prime+.50% (90% LTV)Fixed rate for 1st 6 months
After 6 months, variable rate of Prime +.50%
Application fee $199, refunded at closing
Home Equity LOC (Interest Only)15 years
1.99%
Prime +0%Up to 80% LTV
Fixed rate for 1st 6 months
After 6 months, variable rate of Prime + 0%
Application fee $199, refunded at closing
Interest-only payments first 10 years, repayment last 5 years
Fixed Rate, Closed End Home Equity LoanUp to 60 mos
61 to 120 mos
121 to 180 mos
3.50%
4.25%
4.75%
n/a
n/a
n/a
Some closing costs apply
Up to 80% LTV
Second/Vacation Home**30 yearsYes
n/a
Call for rates

Call

(607) 724-5876

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