Horizons FCU offers its members Automatic Teller Machine (ATM) Cards that can be used for withdrawing cash and transferring funds between savings and checking accounts (if available at the ATM machine). Members are allowed a limited number of withdrawals per day per account, with a limited number of dollar amounts per day per account. For security purposes, we do not disclose those amounts here. Please contact the credit union when you need this information.

To report lost or stolen ATM cards, immediately call Horizons FCU at (607) 724-5876. Horizons is not responsible for fees charged by other institutions.

24-hour ATMs are available at our Binghamton (120 Main Street), Endwell (519 Hooper Rd), and Vestal (Campus Plaza) locations. The ATM at our Endwell office is a 24-hour drive-up ATM.

Horizons members also have access to over 30,000 surcharge-free ATM machines throughout the United States and Canada as part of the CO-OP Network. Click here to find a CO-OP ATM near you!