HORIZONS @ HOME CLICK AND PAY

The Area’s Friendliest Credit Union

Horizons Federal Credit Union is a member-owned, Binghamton-based financial institution with products and services to meet all your financial needs. Since 1937, we have been helping our members through affordable loans, outstanding savings products, and excellent service.

Horizons FCU – formerly the U.S. Employees Federal Credit Union – was established in Binghamton in 1937 for postal employees. In the early years, only federal employees and their immediate families were allowed to join. Since that time our credit union has added smaller credit unions through the merger process.

The name was changed to Horizons FCU in 1999 to better identify us with our community and the diverse group we serve. In August 2000, Horizons FCU was granted a Community Charter, which allows any person who lives, works, worships, or attends school in – and businesses and other legal entities located in – Broome County, NY, to join Horizons FCU.

Independently Rated & Recommended

Horizons has received a 5 star rating from Bauerfinancial, Inc.

Becoming a member of Horizons Federal Credit Union is easy and will give you access to many products and services. Call us at (607) 724-5876 or stop in to one of our convenient locations today to see why Horizons FCU is the place where you belong!

Our Mission Statement

“To meet our members needs for quality financial services and to provide those services in a professional, convenient and efficient manner while maintaining financial stability.”

Horizons FCU is an Elder Friendly Business

elderfriendlyHorizons FCU’s Binghamton and Vestal locations are certified Elder Friendly by Action for Older Persons, Inc. AOP’s Elder Friendly Business Certification program trains volunteers to pose as mystery shoppers who evaluate businesses from the perspective of an older customer. The program’s goal is to make sure that when older adults do business with participating retailers, they feel welcomed and appreciated.

During the evaluation, AOP’s volunteer evaluators scrutinized how employees answered the phone and their ability to respond to general questions. Evaluators looked at access to services, and most importantly, the evaluators checked on customer service.

A Note About Security

NCUAYour savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency.

Remember, Horizons will never solicit personal information via e-mail.

24-hour ATMs are located at:

Binghamton Main Office,
120 Main St, Binghamton
Endwell Branch,
519 Hooper Rd, Endwell
Vestal Branch in Campus Plaza,
3701 Vestal Parkway East, Vestal
Nearly 30,000 ATMs Nationwide
as Part of the CO-OP Network

A 24 hour ATM is located at our:

Binghamton Main Branch,
120 Main St. Binghamton.
Vestal Branch in Campus Plaza,
3701 Vestal Parkway East, Vestal.

As part of the CO-OP Network, Horizons FCU members have surcharge-free access to nearly 30,000 ATMs throughout the U.S. and Canada.

BINGHAMTON MAIN OFFICE

Hours:
Daily
(9:00am – 5:00pm)
Thursday
(9:00am – 6:00pm)
Saturday
(9:00am – NOON)

Drive-up open:
Monday – Friday
(8:30am)
(Please note due to limited Staff on Saturday we do not take phone calls)

Features:
24-hour ATM (ATM accepts deposits)
2 drive-up teller lanes
Night deposit

Location:

120 Main Street (Map)

Binghamton, NY 13905
Phone: (607) 724-5876
Main Fax: (607) 724-0613
Loan Fax: (607) 724-7109

ENDWELL BRANCH

Hours:
Monday – Wednesday
(9:00am – 4:00pm)
Thursday – Friday
(9:00am – 5:30pm)

Drive up open:
Monday – Wednesday
(8:30am – 5:00pm)
Thursday & Friday
(8:30am – 5:30pm)

Features:
24-hour drive-up ATM (ATM accepts deposits)
2 drive-up teller lanes
Night deposit

Location:

519 Hooper Road (Map)

Endwell, NY 13760
Phone: (607) 724-5876

VESTAL BRANCH

Hours:
Monday – Wednesday
(9:00am – 4:00pm)
Thursday & Friday
(9:00am – 5:30pm)

Drive up open:
Monday – Wednesday
(8:30am – 5:00pm)
Thursday & Friday
(8:30am – 5:30pm)

Features:
24-hour ATM (ATM accepts deposits)
2 drive-up teller lanes
Night deposit

Location:

3701 Vestal Parkway East (Map)

Vestal, NY 13850
Phone: (607) 724-5876
Main Fax: (607) 770-0945

EXCHANGE ST BRANCH

Hours:
Monday and Friday
(9:00am – 12:00pm)
1st & 3rd of Each Month
(9:00am – 12:00pm)

Our Exchange Street satellite office offers limited, basic services.

Location:

45 Exchange Street (Map)

Binghamton, NY 13901
Phone: (607) 724-5876

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