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The Credit Union Difference

Not for profit, not for charity, but for service.

Horizons Federal Credit Union is a member-owned, Binghamton-based financial institution with products and services to meet all your financial needs. Since 1937, we have been helping our members through low-rate loans, outstanding savings products, and friendly service.

Horizons FCU, formerly the U.S. Employees Federal Credit Union, was established in Binghamton in 1937 for postal employees and in the early years, only federal employees and their immediate families were allowed to join. Since that time our credit union has added smaller credit unions through the merger process. The name was changed to Horizons FCU in 1999 to better identify us with our community and the diverse group we serve. In August 2000, Horizons FCU was granted a Community Charter, which allows any person who lives, works, worships or attends school in, and businesses and other legal entities located in Broome County, NY, to join Horizons FCU.

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Independently Rated & Recommended

Awarded June 2013
Horizons has again received the 5 star rating from Bauerfinancial, Inc.

 

 

Becoming a member of Horizons Federal Credit Union is easy and will give you access to many products and services. Call us at (607) 724-5876 or stop in to one of our three convenient locations today to see why Horizons FCU is the place where you belong!


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Horizons FCU is an Elder Friendly Business

Horizons FCU's Binghamton and Vestal locations are certified Elder Friendly by Action for Older Persons, Inc. AOP’s Elder Friendly Business Certification program trains volunteers to pose as mystery shoppers who evaluate businesses from the perspective of an older customer. The program’s goal is to make sure that when older adults do business with participating retailers, they feel welcomed and appreciated.

During the evaluation, AOP’s volunteer evaluators scrutinized how employees answered the phone and their ability to respond to general questions. Evaluators looked at access to services, and most importantly, the evaluators checked on customer service.


A NOTE ABOUT SECURITY

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, a US Government Agency.

Remember, Horizons FCU will never solicit personal information via e-mail.


Locations