Our Mission

"To meet our members needs for quality financial services and to provide those services in a professional, convenient and efficient manner while maintaining financial stability."

Loan Sales & Specials

Save with Horizons' monthly specials on loans and more!

Rates so great, we couldn't wait!


May Mayhem comes early this year, as Horizons FCU presents the 6th Annual April Mayhem Loan Sale!

April 10, 11 & 12 in Binghamton, Endwell and Vestal. All three locations open Saturday 9am-noon!

Unsecured Loans as low as 1.9% APR for 12 months or 3.75% APR for 48 months

Secured Loans as low as .99% APR for 12 months or 1.99% APR up to 60 months**

*APR = Annual Percentage Rate. Rates based on credit worthiness and relationship discounts with Horizons FCU. Certain restrictions may apply. See a member service specialist for more information. **Model year '07 and newer.