Our Mission

"To meet our members needs for quality financial services and to provide those services in a professional, convenient and efficient manner while maintaining financial stability."

Home Loans

Bring your family home with a Horizons home loan.

Whether you're purchasing a new home or refinancing your current home, we have low non-variable and adjustable rate loans to meet your needs. 

First Mortgages

  • Minimum mortgage amount $20,000
  • Maximum mortgage amount per member $300,000
  • Terms of 15, 20,  or 30 years
  • Up to 95% financing
  • Owner occupied properties, 1-4 families
  • Non-owner occupied properties, up to 2 families
  • 45-day rate lock

Horizons FCU has many types of home loans to choose from. 

Contact us today for more information!

Home Equity Line-of-Credit Loans

Two (variable-rate) Home Equity Line-of-Credit (LOC) Loans and three closed end fixed rate are available at Horizons FCU. They include:

  • 6 Months Fixed
    • 80% financing - 1.99% APR
    • 90% financing - 1.99% APR
  • After 6 Months
    • 80% financing - Prime Rate 
    • 90% financing - Prime Rate plus .50% APR
  • Interest Only LOC for up to 15 years 
         -    80% financing - Prime Rate plus 0% 

Contact us today for more information!

Home Advantage Loan 

Credit Union members can use these loans for any reason; debt consolidation, vacations, swimming pool, home electronics, education and more. The interest may be tax deductible (consult your tax advisor for information). 

Contact us today for more information!

APR = Annual Percentage Rate. Monthly payment example on a $100,000 loan at 4.00% APR would be $477.42 per month with a 30 year (360 month) term.