Our Mission

"To meet our members needs for quality financial services and to provide those services in a professional, convenient and efficient manner while maintaining financial stability."


Already know the type of loan you want? Apply online now!

From home to auto and everything in between, we have the loan for you. Horizons FCU offers competitive loan rates and a great variety of borrowing options. We also offer all the tools you need to manage your credit wisely.

Secured Loans

Unsecured Loans

Loan Specials


It's time for home improvement projects, family vacations or a new car. Make it happen with a low rate loan from Horizons FCU

*APR = Annual Percentage Rate. Rates based on credit worthiness and relationship discounts with Horizons FCU. (Example loan of $20,000 at 2.19% APR for 60 months = payment of approx. $352.22 per month) ** Prime currently 3.25%. Borrow up to 80% of your home’s equity. 15 years financing. No closing costs. Receive free checks to access your line of credit. $199 application fee refunded at time of closing, if approved. Personal loans $10,000 max total (loans, VISA and line-of-credit) Some restrictions apply. More rates and terms available. See a loan officer for details. Federally insured by NCUA. Equal Housing Lender. Rates effective July 1 - August 31, 2015.

Be sure to check out our Loan Specials for other limited time offers!

Horizons FCU's Driving Sense Program

Driving Sense offers you low monthly payments on new and used vehicles with no money down! Unlike a lease program, you own the vehicle and receive all the benefits that come with ownership, yet have the ability to turn the car in at the end of a predetermined term with no penalty.

Here's how it works:

  • No down payment
  • Lower monthly payments - Up to 40% less than a conventional auto loan!
  • Several options at the end of your term:
    • Sell it
    • Trade it in
    • Finance the remaining amount and keep the vehicle
    • Turn it in and walk away!

The Driving Sense program is here! To compare rates and see how much you can save on your next Driving Sense auto loan, click here to visit the Driving Sense calculator.

Need to provide evidence of current insurance?

Visit our secure site where you'll be asked to enter your Web ID and Ref ID provided on your loan documents, followed by the type of loan and proof of insurance.