Our Mission

"To meet our members needs for quality financial services and to provide those services in a professional, convenient and efficient manner while maintaining financial stability."

Checking Accounts

A checking account with many great benefits!

Horizons FCU offers its members age 18 years and older (16 with parent/guardian), checking (also called share draft) accounts that have no monthly service charges, no per check charges or minimum balance requirement. In addition, one box of checks may be free every year if the member has their full pay directly deposited to Horizons. Also, qualified members who sign up for overdraft protection may never have to worry about bouncing a check. 


  • NO Monthly Service Charges
  • NO Per Check Charges
  • NO Minimum Balance Required
  • Overdraft Protection is also available, protecting you from the costly and embarrassing experience of bouncing a check

Apply for a Horizons Checking Account:

Order or Re-order Checks

  • Click - Order Online *
  • Please Note if you have direct deposit you are unable to order your checks through this link. Members with a direct deposit maybe eligible for free checks.  Please contact the credit union at 607-724-5876 to place your order or stop by one of our offices.  Thank you.