All the features you can expect from Horizons FCU.
Horizons FCU doesn’t just offer competitive loan rates and a great variety of borrowing options, we also offer all the tools you need to manage your credit wisely.
Horizons Visa Credit Card
Horizons FCU offers a VISA Classic Credit Card at a low rate on both purchases and cash advances to members.
18 years of age* and older
Features of a VISA Classic Credit Card
*Members under 21 applying for a VISA Credit Card must have a guarantor or cosigner.If applying without guarantor or cosigner you must be able to verify payment ability.
Horizons Debit/ATM Card
Debit Cards allow Horizons FCU members the convenience of paying for everyday purchases
Debit cards can also be used at ATM machines, or wherever Visa is accepted. Funds are always deducted from the members checking account if the Debit Card is used for Debit transactions, or where Visa is accepted. When the Debit Card is used at ATM machines, members can pick from where the funds are deducted – checking or savings accounts. The member’s signature is only required when the Debit Card is used where VISA is accepted.
The Debit Card can be used at ATM machines displaying any of the logos on the back of the card. When the Debit Card is used at ATM Machines, the rules and restrictions for ATM Cards apply, Members are allowed a limited number of withdrawals per day per account, with a limited number of dollar amounts per day per account. For security purposes, we do not disclose those amounts here. Please contact the credit union when you need this information. See Automated Teller Machine (ATM) Card section of this website for more details.
The Horizons Debit Card can also be used anywhere the Visa logo is displayed. Remember, the funds are deducted from the member’s checking account and not reflected on their monthly Visa statement.
If you are unsure whether to use your VISA Debit Card as a Debit/ATM Card or credit card, remember this simple rule: