Horizons Federal Credit Union
Membership Benefits

This list is not intended to be all inclusive. Horizons is continuously evaluating new services in an effort to better serve our members. If a service is not here that you would like to see, please let us know.

The benefits of Horizons Federal Credit Union Membership Include, but are not limited to:

SAVINGS
Savings accounts
Savings certificates
Club accounts
Money market accounts
IRA savings and Certificates

LOW COST CHECKING
No per check or monthly fees required
No minimum balance required
Carbon copies of each check written
Detailed monthly statement
Overdraft protection available

LOANS
New car loans
Used car loans
RV loans including boats and motorcycles
1st Mortgages
Various home equity loan products
Personal Loans
Educational Loans
Student and Parent loans - federal program
Tax Advantage loans
Line of credit/overdraft protection
Secured loans - by savings or certificate
VISA - No annual fee/25 grace days

OTHER SERVICES
Direct deposit
Payroll deductions
Low cost travelers cheques
ATM access
Telephone Teller System - 24 hour account access via telephone
CU @ Home - secured 24 hour account access via the internet
Pre-Approval on loans
Notary services
Money orders
Accidental death and dismemberment insurance
Loan protection insurance
Youth oriented programs
Shared service center access

For more information on Horizons FCU policies, visit our Policies Page .

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