8 Ways to reduce ATM fraud:
1. Memorize your Personal Identification Number (PIN). Never write it on your ATM card or card envelope.
2. Don't discuss your account balance with anyone. Never give information on your account or PIN over the phone.
3. Never allow anyone to use your card or PIN.
4. Don't withdraw money for an "official person". No credit union or bank representative, auditor, or law enforcement person will ever ask you to withdraw money from an ATM for any reason.
5. Keep your receipts and verify each transaction on your statement. If you have an unexplained transaction, contact your financial institution immediately.
6. Report lost or stolen cards or ATM crimes to your financial institution or police immediately.
7. Carefully read the Electronic Funds Transfer agreement and disclosure you receive from your financial institution. Know your liability for failing to notify your financial institution in a timely manner of a lost or stolen card.
8. Cancel your ATM transaction and return at a later time if you notice anything suspicious.