Horizons Federal Credit Union is a member-owned, Binghamton-based financial institution with products and services to meet all your financial needs. Since 1937, we have been helping our members through low-rate loans, outstanding savings products, and friendly service.
A Note About Security
Remember, Horizons will never solicit personal information via e-mail.
The ATM at our Binghamton location is now open 24 hours, 7 days a week!! In these difficult times, everyone is looking for ways to save money. Other financial institutions are offering dividend “give backs". We provide our membership with more than that. Horizons Federal Credit Union is committed to “giving back” to our members EVERY DAY in EVERY WAY we can. We do this with the many services that we offer, either free or at a very low cost to our membership. From our Free Checking Account, Free On-line Bill payer and internet account access, to the many other free services that we offer, Horizons FCU provides an ongoing "giveback" to our membership.
Reactive Press Statement
Visa has informed us that it is working with law enforcement and a U.S.-based merchant to investigate a possible compromise of card account information from the merchant’s systems.
We are in the process of getting the information we need on the affected accounts so that we can take steps to protect our cardholders through fraud monitoring and, if needed, by reissuing cards.
It is important for our consumer cardholders to know that they are protected against fraudulent purchases with Visa’s Zero Liability† policy. As always, we encourage our cardholders to carefully review their statements and to let us know right away if they see any charges they don’t recognize.
† Covers U.S.-issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa and certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security