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Horizons Federal Credit Union is a member-owned, Binghamton-based financial institution with products and services to meet all your financial needs.  Since 1937, we have been helping our members through low-rate loans, outstanding savings products, and friendly service.
A Note About Security
Remember, Horizons will never solicit personal information via e-mail.

 CHECK OUT THE LATEST EVENTS GOING ON AT HORIZONS- Click Here

Horizons Federal Credit Union is pleased to announce that we have entered into a partnership with Manley’s Mighty Mart, which will allow Horizons members to use their debit, ATM, or VISA cards at any Manley’s Mighty Mart ATM without incurring ATM fees!
For a list of Manley Mighty Mart locations click here


 

 


Online Services 
Internet Account Access |  Horizons Bill Pay

HFCU Cards
Horizons Credit Card | Horizons Debit Card | Horizons ATM Card

Loans & Home Buying
Overview | Home Loans | Auto Loans | RV Loans | Signature/Personal Loans | Student Loans | Loan Calculator

Checking/Savings Accounts
Checking AccountsRegular Savings | IRA's | Savings Certificates (CD's) | Club Accounts

Want to lear more about why you should join a Credit Union?
Visit http://mycreditunion.gov/


****Canadian transactions blocked using debit cards:***
DUE TO RECENT FRAUD ACTIVITY, HORIZONS FEDERAL CREDIT UNION HAS BLOCKED CREDIT/SIGNATURE TRANSACTIONS USING YOUR DEBIT CARD THROUGH CANADA.  DEBIT PIN TRANSACTIONS WILL BE ACCEPTED AS USUAL.  IF YOU HAVE ANY QUESTIONS PLEASE CALL THE CREDIT UNION AT 607-724-5876.  PLEASE CHECK THE WEBSITE FOR UPDATES REGARDING THIS SITUATION.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a US Government Agency





The Horizons Debit Card can also be used anywhere the Visa logo is displayed.
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© 2006 Horizons FCU. Equal Housing Lender.
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Main Branch: 120 Main St. Binghamton, NY 13905
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